1.
Through our global partnership with American Express and Diners Club International, we offer credit lines to support our clients’ financial needs.
2.
We enhance cash flow for both our customers and suppliers, ensuring smoother financial operations.
3.
Our expertise enables us to manage payments in over 100 currencies, simplifying international transactions.
B2B PAYMENT PROCESS
American Express can help reduce the Supplier’s Days Sales Outstanding (DSO) and increase the Customer’s Days Payable Outstanding (DPO).
IMPACT
Supplier
DSO reduction
-30 days
Customer
DPO increase
+28 days
with international gate
American Express has partnered with International Gate to offer longer deferred payment terms, enhancing flexibility for our customers and improving payment terms.
- • Through this collaboration, International Gate provides customers with a cost-free alternative payment method for supplies.
- • This is made possible by a non-bank credit facility, not visible in the Central Credit Register that AmEx assigns on the basis of an analysis of the customer’s financial statements.
- • The payment instruments are virtual and non-nominative corporate credit cards.
- • With this credit card payment solution, customers can extend payment terms by up to 58 days beyond the agreement with their supplier.
- • The deferral is achieved thanks to the 30 days of the card's accounting cycle + 28 days of effective financial deferral.
- • After each transaction, customers receive an account statement from AmEx, which is payable via SEPA transfer at the end of the payment period.